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Colorado title fee filing services
We offer an end-to-end, white glove advisory and filing management service for title companies conducting closings in Colorado
Fees are filed with Division of Insurance
Companies conducting real estate settlements in Colorado are required to file their fees with the regulatory body, the Division of Insurance. They are responsible for reviewing the proposed fees and ensuring they are reasonable. Navigating this process is technically complex, and we offer a service to manage it end-to-end.
30 day waiting period
The Colorado Division of Insurance requires that fees associated with real estate closings are filed at least 30 days prior to them being applied (known as the “effective date”). This means that your first closing where you can use the new fees will be at least 30 days from when we originally submitted them. We therefore recommend that you begin the process as early as possible.
Next steps
If you're ready to go right away, you can kick off the process by filling in our intake form. But most clients start with a free consultation.
The return on investment for outsourcing a fee filing is typically between 1-6 months.
Process overview
Every process is different, but these are common stages.
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Fee evaluation
Week 1 Fee exploration and competitive benchmarking starts the process. We will analyze your proposed new fee manual and provide guidance on how to improve the likelihood that they are accepted
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Submission preparation
Week 1-2 Once you sign off on your proposed fee manual, work begins on the submission. We will prepare all required appendices, including justifications. Then, we submit the filing to the DOI and notify you
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30 day waiting period
Week 2-4 Objections are commonplace. We will manage them, and reach out if material changes to the proposed fee manual are recommended. Often the original effective date can be preserved
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Filing closed
Week 4-6 We will notify you when fees are filed. They then become public record and searchable via SERFF by anyone. We will supply a PDF copy of the entire submission, including appendices, as well as a Word version of the new fee manual
FAQs
How much do you charge?
I use a fixed fee schedule for fee filing engagements, to ensure fairness and consistency. I'll provide a proposal once I understand the scope of your filing. Other consulting work varies from project-to-project, so it's best if we talk to find out a structure that works for both of us.
When can I start charging my new fees?
The Colorado Division of Insurance requires that fees associated with real estate closings are filed at least 30 days prior to them being applied (known as the “effective date”). This means that your first closing where you can use the new fees will be at least 30 days from when we originally submitted them. We therefore recommend that you begin the process as early as possible.
My standard turnaround time is 5 business days from the time you approve the proposed fee manual. Faster turnaround times may be possible, subject to availability and an additional rush fee.
What information do you need for a fee filing?
- Your proposed fee manual
- Your Colorado agency license
- Your EIN of the entity that matches the agency license
- Letter of authorization to act on your behalf (a template will be provided)
You can enter all this information with step-by-step guidance by using the intake form linked below.
Want more info?
Fast track
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